Friday, May 24, 2013

Fuzz-free Ways to get the Best Auto Insurance Rates

People are always on the look out for great buys.Theres probably nothing more exciting than finding a good product for sale at an extremely low price. Auto insurance shoppers are in no way different.They scout the market for policies offering excellent coverage for the lowest possible cost. If you have somehow found yourself in need of auto insurance then heres something for you.But first, it would be helpful to understand one basic concept risks.

Auto insurance rates are largely based on the risk that a buyer or hes car would suffer from injuries and damage, respectively, from vehicular mishaps.The higher the risk, the higher the rates go.Showing proofs that you are a low-risk buyer enables you to get access to the best auto insurance rates available.

The following enumerates helpful advice on how you can successfully get the lowest rates.

Shop around.Dont just buy the first quote that comes your way.Remember that you have so many options that its simply up to you to look around.Online resources such as,, and can make insurance-hunting significantly easier for you by showing a summarized version of the best-priced options available.

Maintain a good driving record.Being marked as a safe driver gives you the right to avail of huge premium deductions from insurers.The number of years that youve been driving a vehicle, speeding points youve received, and DUI offenses youve been charged with all determine how safe your driving is.When you drive safely, you are at a lesser risk of being in an accident than those who drive recklessly.Regularly check your driving record for errors since experience shows that more than 20% of all records have wrong entries in it.Overstated penalties or speeding points can drive rates up so you need to examine your record before shopping for insurance.

Avail of discounts.Almost all insurers offer discounts for people and cars with specific characteristics that are indicative of lowered risks.Drivers under the age of 25, who have just finished a state-approved class on drivers education, and those over 55 normally get 10% off the regular rates.The same thing goes for students who have good academic records and who are presumed to be healthy and responsible drivers.Statistics show that engineers, mathematicians, and scientists get involved in much fewer accidents than the average individual warranting lower rates for such people.And due to meritorious reasons, teachers and military men are often offered reduced rates.

Drivers from rural areas get access to lower rates because the incidence of vehicular accidents is high only in urban centers.If youre not planning to drive your car to work, then youll also be entitled to discounts.People who drive to work everyday especially during rush hours in an urban environment is at higher risk of being in an accident than say, people who drive regularly on weekends for fun and leisure.

Meanwhile, owning a car that has been statistically proven safer than most models (by virtue of its design, features, etc) also gives you significant price advantages.In fact, merely having automatic seatbelts and airbags already gives you approximately 30%.Anti-theft alarms also cut insurance rates most especially when they automatically activate once the engine is turned off.

Sign-up online.Many companies now offer discounts to people who sign-up for policies online.This is because its much easier and faster for insurers to process applications filed online than those filed over the counter.Its basically cheaper for them and this savings are reflected on the lowered rates.

Thursday, May 16, 2013

The Easiest Way to Find the Best Auto Insurance Rates Available

If you're looking for auto insurance and you're under the age of 25, you already know that rates are much higher for you than they are for people who are over that age. Unfortunately, the younger you are, the higher your rates will be. If you're a teenager, your rates may be so high that you can't afford insurance. There is a reason for the premiums being so high, and if you take a few minutes of your time, you can dramatically reduce the amount that you pay for insurance...

Lowering your monthly premium should be your ultimate goal when looking for insurance. Chances are that you will not get in an accident in which you have to utilize the entire deductible amount. In fact, less than 5 percent of policies will ever pay out over the full deductible amount over the lifetime of the policy. So the first thing you should do is raise your deductible so you don't waste any money on your monthly premiums.

If you are still in school, many schools or community centers will offer a defensive driving course for free or for a reduced price. For something that could cost you less than twenty dollars, you could be saving up to twenty percent off your insurance. It only takes, on average, about four hours, and that will save you hundreds per year.

If you haven't already bought your car, you should talk to your insurance agent about which cars are the cheapest to insure. Typically less expensive cars are cheaper, but there are certain models that are even cheaper than others because their theft rate is lower than the others. You should also take into account certain safety features such as anti-lock breaks, an alarm system and daytime running lights. Usually these do not cost any more, and some cars have them standard stock. Each one of these features greatly reduces the rate that you'll end up paying.

Lastly, when it comes time to buy insurance, you should check different companies to see what the different prices are. You should compare at least ten different companies and check out what they have to offer. You can try doing this by calling or visiting every single insurer yourself, but there are entire companies and websites dedicated to doing this for you. You simply enter your information once and it will give you quotes from many companies, both the big three and other smaller ones. You'll be surprised at the huge difference sometimes.

Wednesday, May 8, 2013

Some Reasons Why Auto Dialer Service Is So Popular

The main reason why people make telephone calls is either to share information, pass information or seek information. If none of the three is achieved in a telephonic conversation then the whole purpose of such a call gets defeated. The efficiency or otherwise of a center executive and in fact that call center as a unit would depend entirely on the happening of any of the three events mentioned above. Unfortunately in many real life situations this does not happen in many call centers which results in a lot of wastage, slippage and leakage.

To give an example suppose if a center employee makes around fifty calls and is able to get a response from only thirty customers and is unable to contact or reach the remaining twenty customers then the productivity of that particular center employee is only 60% if this can be increased significantly and if there was a way to also increase the number of calls by a significant percent point then the overall productivity of the center executive would go up substantially. This is the whole philosophy with which the auto dialer service software was designed.

All good things in life are the result of necessities and it reminds us of the proverb "necessity is the mother of all invention". The same is the case with the need for the use of newer and more efficient technology in the center industry. Business today is becoming very complex, very competitive and highly unpredictable. Hence only those companies who are able to adapt themselves to the changing situations without much loss of time are the ones who will survive and grow in the long run.

The auto dialer service is built around the concept of reducing the wastage and increasing the productivity and overall efficiency of the call center unit. It has many new features and benefits such as auto dialer service, queuing of calls based on customer feedback, availability and non availability and other realities. It makes better use of call center executives by diverting calls to free call center employees thereby ensuring better usage of costly human resources. It has other benefits such as report generation based on various parameters which help the management to analyze the functioning of the center and take remedial action wherever necessary.

However for the best use of center employees and also for the optimum use of this auto dialer service training is of paramount importance and it should be an ongoing process. Since this technology might look confusing at the beginning the management should ensure that each and every call center employee is conversant and comfortable while using this technology.

Wednesday, May 1, 2013

The Importance Of Auto Dialer Service

Call centers all over the world have to depend on speed and efficiency to ensure that they offer better customer services and also to ensure that they become more productive and competitive. Manual calling of numbers even with a team of telecallers cannot match the speed and efficiency of auto dialer service. Auto dialer service is a relatively new technology that has totally redefined the way call center executives function across the world. Prior to this technology call center executives were at the most able to make 50 to 60 calls per day. The reason for this was quite simple. The call center executives had to dial each number and wait till a response was received from the other side. If there was no response or if the caller had put his or her phone on an answering machine, this resulted in a loss of around 2 to 3 minutes per call. However with the arrival of auto dialer service the problem has been solved by a great extent.

The auto dialer service uses software that is unique and does the job more efficiently and professionally. It also has the facility to auto dial the numbers without any manual intervention. The software is linked to the database having telephone numbers of various customers and it picks up each number individually and starts dialing them one by one. In case there is no response from any individual caller, without wasting time the software automatically goes to the next number and starts the whole process again. So a lot of time which was wasted in the manual environment has been removed to a great extent with the help of this auto dialer service. Apart from this, this particular software has some other very unique features such as generating end-of-day status report which helps the call center executives plan their next day's activities. Additionally it also has the facility to redial those numbers which were initially not reachable or not contactable.

On the whole this software has gone a long way in enabling call center employees to concentrate more on productive calls rather than waste time on unreachable or unavailable customers. There have been quite a few instances where it has been found that this particular software has resulted in the increase of productivity by more than hundred percent which will go a long way in increasing the overall profitability and revenue generation of the organization which is using this special technology.

For best use of this technology the call center executives should be well trained and hence each and every organization should pay a lot of attention to the training needs for better utilization of this wonderful technology.